Internet banking and I

OK, some of you might think that I am such a 'jakun'.

I just have to admit that I was not 'financially educated', i.e. do not know anything about financial planning etc!

Just learnt about internet banking and stuff like that in... erm, November 2008?

Despite what people might have said about the convenience of internet banking etc...

I just have to say that it causes my account balance to decrease to a state where... argh, just like Gaza.

don't understand?
don't ask meeee! :p

Have you every felt that you're already at the lowest point of your life, although you've just turned 22? Having the feeling that you're capable in doing nothing, you've got no brain, no beauty, no boobs, no bum... Feeling emotional and depressed all the time, PMS-ing 24/7 (P= both Pre and Post, maybe D also- During) Knowing that you need to seek treatment from a psychiatrist, getting all the "Anti-Depression" pills, feeling like staying away from everyone... It's quite easy to feel this way, especially if your life revolves around the same thing, i.e. study, work, study and work... You won't even feel like meeting your friends cause you'll be so embarassed of yourself, knowing that comes out from your mouth does not make sense 'cause you have no brain, don't want to buy new clothes 'cause you know you won't look nice in it, not having the courage to try new things cause you're too afraid to fail again... It's easy to tell others to stay positive, but when it comes to yourself it's totally a different story. Especially with the economic downturn, and you're graduating soon knowing that there'll be a contribution to the percentage of unemployed graduates......